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Laurie Rosenbaum Williams: Senior Counsel: Travelers Insurance Company.(50 Leading Business Women 2007): An article from: Mississippi Business Journal
-By: Gale Reference Team
-Price: $9.95 (New)

Mooney sees futures contract as quake cushion. (Insurance Information Institute Senior Vice President and Economist Sean, futures contract for the insurance ... & Casualty-Risk & Benefits Management
-By: Alfred G. Haggerty
-Price: $5.95 (New)

High-tech is now high stakes for senior insurance executives.(Column): An article from: National Underwriter Property & Casualty-Risk & Benefits Management
-By: Gregory A. Maciag
-Price: $5.95 (New)

Seniors safer at Hartford's House. (ITT Hartford Insurance Group's film detailing safe homes for the elderly): An article from: National Underwriter Property & Casualty-Risk & Benefits Management
-By: Evelyn Gilbert
-Price: $5.95 (New)

ERM: central element: senior insurance company management is recognizing ERM as an important safeguard of shareholder value and financial stability.: An article from: Best's Review
-By: Pat Saporito
-Price: $9.95 (New)

New marketing tool targets selling to seniors. (insurance sales tool): An article from: National Underwriter Property & Casualty-Risk & Benefits Management
-By: David C. Jones
-Price: $5.95 (New)

Industry still deteriorating: analyst. (Insurance Information Institute Senior Vice President Sean Mooney): An article from: National Underwriter Property & Casualty-Risk & Benefits Management
-By: David C. Jones
-Price: $5.95 (New)

Aging America still needs permanent life insurance.(Senior Market): An article from: National Underwriter Life & Health
-By: Marc Levy
-Price: $5.95 (New)

 

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This is a selection made from among articles on Seniors Can Health And Wellness. For a permanent link to this article, or to bookmark it for future reading, click here.

Health Insurance for Seniors

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Outside of governmental provisions such as Medicare and Medicaid, it can be difficult to secure health insurance for seniors. With the programs offered through Medicare (which are becoming more diverse as time goes on, one might wonder why additional health insurance for seniors would be necessary. After all, certain medications can be secured for free, some medical care is covered at one hundred percent, and premiums are often reasonable.

However, Medicare is a plan that is available to mostly to retired people living on Social Security provisions. This limited income makes it difficult enough to pay for every day expenses without including the added cost of health care. Also, there are many medications that the elderly need which are not covered by Medicare, and most of them are quite expensive. In order to get by, it is necessary to provide additional health insurance for seniors on limited income.

There are programs available to assist in covering the additional cost of expensive meds and doctor visits that are not covered by Medicare. However, many of these programs are quite expensive and only become more so as the individual who is covered ages. Sometimes, it may seem that you must choose the lesser of the two evils – expensive medicine or expensive insurance. However, there is more than one way to secure less expensive health insurance for seniors.

One way is to begin paying for a health insurance program when the individual is still under the age of a senior citizen, for which the premium will be lower. Then, as the individual ages, though the cost of the program will increase, it will do so to a lesser degree, saving a few dollars a month on the premium. Another is to secure one of the “pennies a day” health insurance for seniors policies advertised often. Beware of these, though – some do not cover much beyond what Medicare already takes care of and are simply a waste of money.

Whatever additional health insurance for seniors you decide to purchase, read the policy carefully before signing the bottom line. It is most important to know what the policy entails, what is covered, what the premium is and will be in the future, and how frequent the increases will be. With limited income, seniors have a hard enough time scraping by, and with the threat of Social Security running dry in the near future, it may be even tougher to make ends meet. Choosing the right supplemental insurance policy is essential to keeping costs of both insurance and medical needs at a minimum.


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Seniors Can Health And Wellness News

Walgreens Offers Help Sorting Through Changes to Medicare Part D Plans - Business Wire (press release)


Walgreens Offers Help Sorting Through Changes to Medicare Part D Plans
Business Wire (press release), CA - Nov 19, 2008
Walgreens Health and Wellness division includes Take Care Health Systems, which is comprised of: Take Care Consumer Solutions, managers of 273 convenient ...
Care Improvement Plus Recognized with Metropolitan Partnership in ... MarketWatch
all 22 news articles

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Needs and Deeds: Lots of information at Seniors Wellness Fair - Minto Express


Needs and Deeds: Lots of information at Seniors Wellness Fair
Minto Express, Canada - 21 hours ago
The Seniors Wellness Health Fair is Nov. 20 from 10 am until 3 pm Call 519-638-1000 for information. • On Friday, Nov. 21 the newly formed youth group of ...

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Elderly Cancer Survivors Get Benefits From Regular Exercise - dBTechno


dBTechno

Elderly Cancer Survivors Get Benefits From Regular Exercise
dBTechno, MA - 1 hour ago
Boston (dbTechno) - According to a new study, elderly cancer survivors can get great health benefits through a good diet and regular exercise. ...

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TCAT Schuyler County service to start Jan. 5 - Ithaca Journal


TCAT Schuyler County service to start Jan. 5
Ithaca Journal, NY - 4 hours ago
Arnot Health will provide a host of free health screenings for area residents with little or no insurance during its “Wellness Day” scheduled for 5-7 pm ...

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Community Health Fair Launches Specialized Programs for Seniors in ... - Market Wire (press release)


Community Health Fair Launches Specialized Programs for Seniors in ...
Market Wire (press release) - Nov 18, 2008
Located at McCormick Parkway and Hayden Road, in Paseo Village, ActiveRx Physical Therapy & Wellness Center specializes in the research, development and ...

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Peek at the Week - Norridge Harwood Heights News


Peek at the Week
Norridge Harwood Heights News, IL - 5 hours ago
Wellness Optimization Workshops at Total Life Chiropractic, 7830 W. Lawrence Ave., Norridge, are held at 7:15 pm every second and fourth Wednesday of the ...
Peek at the Week Park Ridge Herald Advocate
all 4 news articles

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