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Sunriver Seniors Article
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Health Insurance for Seniors
from:Outside of governmental provisions such as Medicare and Medicaid, it can be difficult to secure health insurance for seniors. With the programs offered through Medicare (which are becoming more diverse as time goes on, one might wonder why additional health insurance for seniors would be necessary. After all, certain medications can be secured for free, some medical care is covered at one hundred percent, and premiums are often reasonable.
However, Medicare is a plan that is available to mostly to retired people living on Social Security provisions. This limited income makes it difficult enough to pay for every day expenses without including the added cost of health care. Also, there are many medications that the elderly need which are not covered by Medicare, and most of them are quite expensive. In order to get by, it is necessary to provide additional health insurance for seniors on limited income.
There are programs available to assist in covering the additional cost of expensive meds and doctor visits that are not covered by Medicare. However, many of these programs are quite expensive and only become more so as the individual who is covered ages. Sometimes, it may seem that you must choose the lesser of the two evils – expensive medicine or expensive insurance. However, there is more than one way to secure less expensive health insurance for seniors.
One way is to begin paying for a health insurance program when the individual is still under the age of a senior citizen, for which the premium will be lower. Then, as the individual ages, though the cost of the program will increase, it will do so to a lesser degree, saving a few dollars a month on the premium. Another is to secure one of the “pennies a day” health insurance for seniors policies advertised often. Beware of these, though – some do not cover much beyond what Medicare already takes care of and are simply a waste of money.
Whatever additional health insurance for seniors you decide to purchase, read the policy carefully before signing the bottom line. It is most important to know what the policy entails, what is covered, what the premium is and will be in the future, and how frequent the increases will be. With limited income, seniors have a hard enough time scraping by, and with the threat of Social Security running dry in the near future, it may be even tougher to make ends meet. Choosing the right supplemental insurance policy is essential to keeping costs of both insurance and medical needs at a minimum.
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Sunriver Seniors News
Funk cruises to first major title at Tradition - Sports Network
 GolfDigest.com | Funk cruises to first major title at Tradition Sports Network - Mike Goodes took second at 16-under-par 272 after a final-round, four-under 68 at Crosswater Golf Club at Sunriver Resort. Tom Watson (70) and Senior PGA ... Funk leads JELD-WEN Tradition Funk charges to major victory on Champions Tour Funk leads Tradition by one |
Saratoga graduate wins his division at Half Ironman - San Jose Mercury News
Saratoga graduate wins his division at Half Ironman San Jose Mercury News, USA - By Mike Barnhart William Perera, a recent Saratoga High School graduate, competed in the Pacific Crest Half Ironman Triathlon held at Sunriver, Ore., ... |
Sunriver Music Festival Piano Recital - KBND
Sunriver Music Festival Piano Recital KBND, OR - $50, $40 & $30 ($25 (seniors, $10-students). 541-593-9310, tickets@sunrivermusic.org, www.sunrivermusic.org A young renowned Russian Pianist, ... |
Eduardo Romero of Argentina won the US Senior Open two weeks ago ... - Kansas City Star
Eduardo Romero of Argentina won the US Senior Open two weeks ago ... Kansas City Star, MO - But don’t tell that to Bernhard Langer, the leader in the Charles Schwab Cup points who will be paired with Watson in the opening round at Sunriver, Ore. ... |
Funk eyeing another win - Setanta Sports
 Northwest Cable News | Funk eyeing another win Setanta Sports, UK - Funk won this Champions Tour event in Sunriver, Oregon with 26 birdies over the four rounds, and he previously finished second at the US Senior Open. ... Surging Fred Funk highlights field for Boeing Classic Funk a senior – this week |
Weekly This week's golf tournaments - The Canadian Press
Weekly This week's golf tournaments The Canadian Press - Tom Watson won the 2001 Senior PGA at Ridgewood, also the site of the 1935 Ryder Cup, 1974 US Amateur (Jerry Pate) and 1990 US Senior Open (Lee Trevino). ... |