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The Senior Solution: A Family Guide to Keeping Seniors Home For Life!
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Personal Finance for Seniors : What the IRS, Banks, and Insurance Companies Don't Want You to Know!
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Insuring cleaner oceans: The economics of oil pollution prevention (Senior scholar paper / Colby College)
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Welcome to Senior Health Insurance

 

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This is a selection made from among articles on Surfing For Seniors. For a permanent link to this article, or to bookmark it for future reading, click here.

Affordable Supplemental Health Insurance for Seniors

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It’s a fact of life that, as we age, our bodies begin to break down, and long term medication is necessary, as well as more frequent visits to the doctor. For years, our seniors have depended on government provisions for health care upon retirement. However, in recent years, Medicare has changed, and even with the numerous plans offered, the coverage is not enough to protect our elderly. Now, with the threat of the fixed income from Social Security being eliminated, it is even more important to find affordable supplemental health insurance for seniors.

While it may seem that most of these programs cost an outrageous amount of money, the cost of the program usually still amounts to less than the full price of the medications and doctor bills incurred after retirement. Also, it is possible to find affordable supplemental health insurance for seniors. Various programs with low premiums are available, offering excellent benefits services.

When considering affordable supplemental health insurance for seniors, it is essential to read through all the terms and conditions, including the fine print. When you find a plan that seems affordable, you want to make sure there is no clause stating that it cannot be combined with any other insurance plan, since this is meant to supplement Medicare. Otherwise, you are simply wasting money. You also want to know exactly what is covered, at what additional percentage it is covered, and how often the premium increases (it is virtually impossible to find affordable supplemental health insurance for seniors that doesn’t increase the premium with age of the individual covered).

In many instances, seniors must see specialists for particular problems, and while Medicare may not cover such a necessity, most affordable supplemental health insurance for seniors policies will. Always read the policy carefully prior to signing the acceptance of the policy, and guarantee in writing that the coverage is what it claims to be. Supplemental health insurance for seniors may also cover additional doctor visits above and beyond the allowance of whatever Medicare policy is held by the insured. For this reason, it may be a good idea to check with the primary care provider for additional information on available affordable supplemental health insurance for seniors, as they are often aware of these plans.

In many cases, it may seem like an extreme expense, but the additional coverage provided by one of these policies is worth the premiums charged. Starting early at a lower price may save some pocket money later on as the monthly cost rises with age. However, a policy that costs one hundred dollars per month as opposed to prescription and doctor’s costs of over one thousand dollars is definitely worth the expense.



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Surfing For Seniors News

More seniors finding the Internet too powerful to ignore - Bloomington Pantagraph


More seniors finding the Internet too powerful to ignore
Bloomington Pantagraph,  USA - 3 hours ago
Baby boomers who are well-versed in e-mail and Web surfing also are expanding their use of the Web, plugging into social outlets, for example. ...

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AT&T to give cell phone and Web surfing tips to seniors - Meriden Record-Journal


AT&T to give cell phone and Web surfing tips to seniors
Meriden Record-Journal, CT - Aug 13, 2008
NEW HAVEN --AT&T Inc. will host a series of free events "Cell Phones for Seniors" and "Surfing for Seniors" at senior centers thoughout the state over the ...

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/CORRECTION -- AT&T Inc./ - MarketWatch


/CORRECTION -- AT&T Inc./
MarketWatch - Aug 13, 2008
AT&T Connecticut will host a series of free events, titled "Cell Phones for Seniors" and "Surfing for Seniors" at senior centers throughout Connecticut over ...

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AT&T Uses Grassroots To Sell Seniors On Cell Phones - MediaPost Publications


AT&T Uses Grassroots To Sell Seniors On Cell Phones
MediaPost Publications, New York - Aug 14, 2008
The company has begun hosting "Cell Phones for Seniors" and "Surfing for Seniors" events at senior centers throughout Connecticut and Massachusetts, ...

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North Haven seniors attend technology seminar - North Haven Post


North Haven seniors attend technology seminar
North Haven Post, CT - Aug 22, 2008
The seminar was divided into two sessions: one titled "Cell Phones for Seniors," and one titled "Surfing for Seniors." The sessions were both well-attended ...

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Seminar Helps Seniors Connect With Cellphones - Hartford Courant


Hartford Courant

Seminar Helps Seniors Connect With Cellphones
Hartford Courant, United States - Aug 20, 2008
In addition to the cellphone seminars, senior centers can choose to host a "Surfing for Seniors" workshop in which retired AT&T employees and volunteers ...

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